And the College Decision is _________________!!!

April Fools’ Day 2017 post.  Check “And the actual college decision is ___” for the truth.

All the facts

College decision time is here.  The post last week included a table with all of the cold hard monetary facts.  We were waiting for one last piece of information, and Va Tech’s website finally provided the financial aid details.  As expected, there was no merit award and no grants.  Of the $5500 in Stafford loans, $3500 is the preferable subsidized loan type.  There was no work study granted.  Anyway all the factual pieces are here, but the table is just facts, and doesn’t show feelings, emotion, or creativity.

JumpStart Jr. came to me Wed, and had the following to say:

“I want to go to college, but it won’t be fun, if I am always worried about debt and money.  I think I should get to work now, earn enough money now, and then I won’t have to worry about money.  In a couple years, when I am financially secure, I’ll head to college, take only truly interesting classes, and have the cash flow to be able to relax and enjoy myself. Dad, I want to open a Taco Bell.”

I am so proud of him.

If you have been reading my posts, you’ll know we have pledged $19,000 toward college per year, and $20k is already earmarked, and in the bank.

Unfortunately franchises are expensive, and $20k is not enough to get him started.

The Plan

The roulette table pays 35 to 1 odds.  Our plan is underway, and I secured a sub for school today.  I cashed in 60k American miles for 2 tickets to Vegas.  I used a Hyatt cert. for a night at the Bellagio.  If you are reading this morning 4/1/17, we are on the plane, on our way to destiny, and we’ll arrive in Vegas this afternoon.

Betting $20k on a single roulette spin is just plain crazy.  Instead, we are going to make 4 separate $5k bets.  The first spin will be my always reliable lucky #13.  When we win, we will go have a nice Vegas dinner, and then return home.  I’ll save $15k, and Jr. will return with $175k.

If my lucky #13 doesn’t do it, Jr. picks a number for the second spin.  I’ll return with $10k and Jr will have his $175k.

I suspect we will not anymore # picks, but just in case, leave me your lucky numbers in the comments, for spin 3 and spin 4.

The JumpStart family has always been lucky when it comes to the big things. I expect to return to Roanoke with funding secured for Jr.’s Taco Bell.  I read on Facebook that “You make 0 % of the shots you never take.”

I’ll be sure to post a pic tonight, with a pile of chips sitting in front of us.  With these results, I can immediately begin saving for my daughter’s tuition.

Worst case scenario

I always considered that money already spent.  So, if we lose 4 spins, we haven’t really lost anything.  We return, JumpStart Jr. moves into the garage, gets a job at Taco Bell, so that he can take a couple classes at Virginia Western Community College.

Wish us luck, and remember to leave your lucky numbers in the comments.

Posted in College.

9 Comments

  1. Good luck! I’ve always found 1, 2, 3, 4, 5 to be my lucky numbers. 😀 After all, we all know that the true key to reaching FI is to play the lotto or gamble our way to wealth. Works every time!

  2. Good luck!! 12 is my lucky number but I would put it all on one spin. Key to success is taking big risks 🙂

  3. Special days need special memorable numbers and only you and Jr. can take advantage and know those numbers. 😉

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