jumpstart from scratch
Mr. JumpStart and family.

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Meet the JumpStart Family.

Mrs. JS and I teach for a public school system in Virginia.  Our son JS Jack is a freshman in college, and our daughter JS Jill is a sophomore at my high school.

We are another family facing the daunting task of paying for college and raising financially mature kids.  The green JumpStart logo is actually a graph representing our personal 7 year obstacle.  Each large green block represents a year of college expenses.  That middle terrifying block is the year both kids will be in college.

College info can be confusing, generic, and unhelpful. Today’s typical college grads are crippled by high student loan payments, credit card debt, poor credit, bad financial habits, and they lack established accounts.

My blog tells the story of our family’s journey. We’re striving to give the kids a JumpStart along the college path, and intend to create graduates with low debt, high credit scores, established financial accounts, and a generous stash of travel points.

After a JumpStart, students graduate with a financial framework, money IQ, and freedom entering adult life. They leave college with strong credit that opens doors, points that give an opportunity for cheap travel, and are financially ready to begin building wealth.

I’m Mr. JumpStart, a career physics teacher, coach, landlord to one townhouse, and a travel hacker. I'll give honest details about our decisions, successes, and missteps.  Follow along as I document our kids on their JumpStart from Scratch.

Recent Posts


My previous post detailed a bunch of steps taken immediately after my son JumpStart Jr.’s 18th birthday, but the post was mostly filled with setbacks.  After another week we have made a little progress. Bank of America One major setback was the instant decline on the Bank of America credit card application.  Under the building […]

Random updates. Feb of senior year in high school and just turned 18.

Today’s post is really just a bunch of disconnected updates.  It is currently mid Feb of JumpStart Jr.’s senior year.  JumpStart Jr. recently became a legal adult, and we jumped in immediately attempting to establish some financial accounts.  We also attended a couple of college functions. Credit card AP In a previous post, I chose […]

First Credit Card: Target Acquired

JumpStart Jr. is about to turn 18, and I have been curious about how difficult approval for his first credit card will be.  He has a job and a couple of years of tax returns, but at age 17, he doesn’t even have a credit score.  After some searching, Bank of America had a few […]

Depressing Post: You probably shouldn’t even read it.

I wasn’t joking with the title.  This is a depressing post and you might want to read this post instead. It has been a rough couple of weeks.  I attended 2 funerals in an 8 day span.  Funerals are always tough, but these 2 were a lot easier on me than the funerals for my […]

College Choices

Choosing a College

Snapshot of college options and information for one student in early Feb. Ultimately, it is JumpStart Jr.’s life, and he can do as he pleases.  It is also our life, and we don’t want to go bankrupt, or delay retirement, based on his decisions at age 18.  Luckily, I believe that fiscal responsibility is a […]