jumpstart from scratch
Mr. JumpStart and family.

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Meet the JumpStart Family.

Mrs. JS and I teach for a public school system in Virginia.  Our son JS Jack is a freshman in college, and our daughter JS Jill is a sophomore at my high school.

We are another family facing the daunting task of paying for college and raising financially mature kids.  The green JumpStart logo is actually a graph representing our personal 7 year obstacle.  Each large green block represents a year of college expenses.  That middle terrifying block is the year both kids will be in college.

College info can be confusing, generic, and unhelpful. Today’s typical college grads are crippled by high student loan payments, credit card debt, poor credit, bad financial habits, and they lack established accounts.

My blog tells the story of our family’s journey. We’re striving to give the kids a JumpStart along the college path, and intend to create graduates with low debt, high credit scores, established financial accounts, and a generous stash of travel points.

After a JumpStart, students graduate with a financial framework, money IQ, and freedom entering adult life. They leave college with strong credit that opens doors, points that give an opportunity for cheap travel, and are financially ready to begin building wealth.

I’m Mr. JumpStart, a career physics teacher, coach, landlord to one townhouse, and a travel hacker. I'll give honest details about our decisions, successes, and missteps.  Follow along as I document our kids on their JumpStart from Scratch.

Recent Posts

Dangerous things credit cards

My Favorite Dangerous Things:

My Favorite Dangerous Things: Fire, knives, nail guns, cars, and credit cards. These are a few of my favorite dangerous things, and they all have something in common, besides the danger.  A caring person took the time to teach me how to use all of these wonderful dangerous things. Fire. As kids we’re told “Don’t play […]

Status Check JS Jack 18 Year 9 Month

It’s time to check on JumpStart Jack’s progress, at age 18 years and 9 months. Classes My son is close to finishing up his first semester at Radford. Registration for spring 2018 classes happened this week.  Jack will end his first semester with 46 credit hours, and after his newly selected schedule, he will have […]

200$ Opportunity

Thanks to Miles to Memories for alerting us of this opportunity with BBVA. JS Jack will be in for Thanksgiving break, on the 18th.  I didn’t have time to carefully read the rules yet, but notice a one bonus per household clause.  We might let Jack be our household member to get in on this […]

High school graduates net worth cartoon.

I don’t have much to say about this post. Just a cartoon. I think this cartoon took longer to create than any post I have written. If you can’t see the detail, open the pic in another tab.       *Part of Financially Savvy Saturdays on brokeGIRLrich.*


Recently I read Pete’s post “9 Game-Changing Takeaways from Fincon 2017” on his site doyouevenblog.com.  Pete gave credit to Darren Rowse, who inspired him with a keynote speech at Fincon 2017. Pete’s first takeaway actually did feel like the game-changer he promised. The first takeaway labelled “Sell the Transformation” required answers to 2 important questions: What product […]