jumpstart from scratch
Mr. JumpStart and family.

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Meet the JumpStart Family.

Mrs. JS and I teach for a public school system in Virginia.  Our son JS Jack is a freshman in college, and our daughter JS Jill is a sophomore at my high school.

We are another family facing the daunting task of paying for college and raising financially mature kids.  The green JumpStart logo is actually a graph representing our personal 7 year obstacle.  Each large green block represents a year of college expenses.  That middle terrifying block is the year both kids will be in college.

College info can be confusing, generic, and unhelpful. Today’s typical college grads are crippled by high student loan payments, credit card debt, poor credit, bad financial habits, and they lack established accounts.

My blog tells the story of our family’s journey. We’re striving to give the kids a JumpStart along the college path, and intend to create graduates with low debt, high credit scores, established financial accounts, and a generous stash of travel points.

After a JumpStart, students graduate with a financial framework, money IQ, and freedom entering adult life. They leave college with strong credit that opens doors, points that give an opportunity for cheap travel, and are financially ready to begin building wealth.

I’m Mr. JumpStart, a career physics teacher, coach, landlord to one townhouse, and a travel hacker. I'll give honest details about our decisions, successes, and missteps.  Follow along as I document our kids on their JumpStart from Scratch.

Recent Posts

JumpStart First Bloggoversary.

JumpStart from scratch was born from panic anticipation about my son JumpStart Jack graduating and transitioning to a young adult. While researching college, I found holes in the process.  All the information felt generic, and so vague that I couldn’t apply it to our own dual teacher 2 kid situation.  I wanted the numbers and […]

Things we whine about, and why we should stop.

Unused sick days Taxes Life Insurance FAFSA Unused sick days This one might be specific to teachers, and I might be am definitely the most guilty. Back-story.  I switched school systems about 10 years ago, and transferred 85 sick days with me. In order to use a sick day, I or a family member must […]

Recent Financial Blunder

Today’s post is part of a chain gang where bloggers share their thoughts on a theme.  The current theme is financial mistakes and was started by Chronicles of a Father with Cents and A Journey to FI. The JumpStarts have made plenty of mistakes along the way, so here is the story of my most recent financial blunder. As […]

25 Thoughts I’ve had after Learning to Travel Hack with Credit Cards.

In Feb 2013, my beach real estate purchase fell apart, and I was frustrated.  I wanted to spend a big chunk of the summer at the beach, and I began scouring the internet for cheap travel options. Luckily, I discovered Frugal Travel Guy.  FTG lead me to posts by Frequent Miler, The Points Guy, Travel […]

Paying for College with Credit Cards.

Sometime in December, we’ll get our second biggest bill ever, when Radford University sends out their spring semester bills. In the JumpStart household, that means it is credit card application time. I want to make it clear, that we are not borrowing money, with credit cards, to pay tuition.  The cash is already in our […]