jumpstart from scratch
Mr. JumpStart and family.

Never miss posts by JumpStartfromScratch

New to the site?

Meet the JumpStart Family.

Mrs. JS and I teach for a public school system in Virginia.  Our son JS Jack is a freshman in college, and our daughter JS Jill is a sophomore at my high school.

We are another family facing the daunting task of paying for college and raising financially mature kids.  The green JumpStart logo is actually a graph representing our personal 7 year obstacle.  Each large green block represents a year of college expenses.  That middle terrifying block is the year both kids will be in college.

College info can be confusing, generic, and unhelpful. Today’s typical college grads are crippled by high student loan payments, credit card debt, poor credit, bad financial habits, and they lack established accounts.

My blog tells the story of our family’s journey. We’re striving to give the kids a JumpStart along the college path, and intend to create graduates with low debt, high credit scores, established financial accounts, and a generous stash of travel points.

After a JumpStart, students graduate with a financial framework, money IQ, and freedom entering adult life. They leave college with strong credit that opens doors, points that give an opportunity for cheap travel, and are financially ready to begin building wealth.

I’m Mr. JumpStart, a career physics teacher, coach, landlord to one townhouse, and a travel hacker. I'll give honest details about our decisions, successes, and missteps.  Follow along as I document our kids on their JumpStart from Scratch.

Recent Posts

FAFSA #2 Filed

After 45 minutes of work, my second FAFSA is filed.  Based on some Facebook threads, there are some extremely panicked parents, but is really just isn’t that tough. The FAFSA generates an EFC (Expected Family Contribution) that will be sent to my Radford University.  Radford will use this number to prepare a financial aid package […]

Are Dual and AP classes worth it?

Are Dual and AP Classes Worth it?

Options for high school classes have skyrocketed over the years, and now feature dual enrollment and AP classes.  In our school system, the price for dual enrollment credits has bounced around over the years.  AP test fees are lower, but 94$ for a test the student might fail could be considered a gamble.  I’ve spent […]

Second FAFSA Coming

My Thoughts on the Looming FAFSA #2. Last September, my son JumpStart Jack was a senior in high school, and I was about to file FAFSA for the first time.  I was pretty clueless about the process, but I have learned a lot, and it will be a different experience this time.  The FAFSA website […]

New AMEX Promotion is Especially Beneficial for Teen Children.

No e-mails ever came, but Frequent Miler’s post alerted me to the AMEX promotion. If you have an AMEX Starwood card, use this link here to check if you are eligible. Mrs. JumpStart and I followed the link and were both eligible.  We both input our 15 year old daughter JumpStart Jill’s info.  The form […]

Examining the games colleges play with meal plan option pricing.

While reviewing the charges and fees on my biggest bill ever, the $1991 meal plan charge caught my eye.  My son JumpStart Jack swears he never chose a meal plan, and I believe they put the Flex plan in as the default choice. Jack left orientation wanting the Flex Plan, but after some calculations we […]