jumpstart from scratch
Mr. JumpStart and family.

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Meet the JumpStart Family.

Mrs. JS and I teach for a public school system in Virginia.  Our son JS Jack is a freshman in college, and our daughter JS Jill is a sophomore at my high school.

We are another family facing the daunting task of paying for college and raising financially mature kids.  The green JumpStart logo is actually a graph representing our personal 7 year obstacle.  Each large green block represents a year of college expenses.  That middle terrifying block is the year both kids will be in college.

College info can be confusing, generic, and unhelpful. Today’s typical college grads are crippled by high student loan payments, credit card debt, poor credit, bad financial habits, and they lack established accounts.

My blog tells the story of our family’s journey. We’re striving to give the kids a JumpStart along the college path, and intend to create graduates with low debt, high credit scores, established financial accounts, and a generous stash of travel points.

After a JumpStart, students graduate with a financial framework, money IQ, and freedom entering adult life. They leave college with strong credit that opens doors, points that give an opportunity for cheap travel, and are financially ready to begin building wealth.

I’m Mr. JumpStart, a career physics teacher, coach, landlord to one townhouse, and a travel hacker. I'll give honest details about our decisions, successes, and missteps.  Follow along as I document our kids on their JumpStart from Scratch.

Recent Posts

2018 Summer Travel Planning is Underway.

  It’s August, new sets of students are coming this week, and so it’s time to begin thinking about next summer’s unemployment.  I’ve got a bunch of miles, with a bunch of airlines, but it is difficult to redeem miles in the summer, especially for a family of 4, with a preference for first class […]

college finances

JumpStart From Scratch Progress Snapshot: 18 years and 6 months.

  College Progress. Semester 1 is paid for, and my son JS Jack will move into the dorm next week.  The tuition was paid with a combination of 3 different credit cards and a personal check.  The credit cards incurred a convenience fee, but they also hit spending amounts that triggered 3 bonuses. Earning cashback […]

The Biggest Bill I Ever Got.

The biggest bill I ever got arrived a couple days ago. There have been some big monetary transactions in my past.  Large checks for down payments on cars and houses.  I’ve cycled tens of thousands of dollars through credit cards to earn rewards.  I’ve made large purchases at Lowes and Ideal Lumber during home renovations. […]

Can Victoria’s Secret Help Your Credit Score?

It’s tough to tell which internet advice is correct, but I have read that having different types of accounts help credit scores. My son JumpStart Jack isn’t getting a mortgage any time soon.  There isn’t a car loan on JS Jack’s Volvo because it was rolling off the assembly line, about the time he was […]